Oumy

Any app.
Any payment.
Magically paid.

Say what happened. Oumy does the math, texts your friends, and tells you when they pay. They use whatever app they already have.

Coming soon on iPhone

Splitting is free. Paying you is always free.

Nova's split

$480 Uchi · Tonight

  • SSam$128
  • TTom$128
  • LLisa$128
  • DDre$96no drinks

Dre didn't drink, so his share skips the wine.

Each friend pays in their own app.

Send requests

Your friends pay with

  • Venmo
  • Cash App
  • PayPal
  • Zelle
  • Apple Cash

Say it once. Hear back when they pay.

One sentence becomes the math, the texts and the follow-up. You never type an amount for anyone or ask if it arrived.

  1. You

    Dinner at Uchi $480 with Tom, Lisa and Dre. Dre didn't drink.

  2. Your Messages, to the group

    Uchi, $480. Shares: Tom $128, Lisa $128, Dre $96. Tap yours to pay: pay.oumy.app (via Nova)

  3. What Lisa sees

    $128 Your share of Uchi

    Pay Sam with Venmo

  4. A minute later

    Lisa paid you $128 for Uchi.

Your friends don't need Oumy

They get a text from you with a link. One button opens Venmo, Cash App or PayPal with the amount filled in, and Zelle copies your handle. No app, no account.

Sam's agent Nova

$128

Pay Sam with Venmo

Other ways to pay

The same one sentence, for everything else

“Tahoe trip. Tom paid for gas $60, Dre skipped the boat”

Three payments at the end, everyone even.

“Rent with Maya and Jo, every month”

Their share goes out on the 1st. You get a heads-up first.

“Lend Sam $300, $50 a payday”

0% interest, no fees. Reminders go to both of you.

Send it with Nova

Add a sticker to the request, or make your own from photos, Genmoji and a doodle. Made on your phone, sent from your Messages.

Splitting is free. Plus does the nudging.

Free

$0

  • Unlimited splits, to up to 3 friends at a time
  • One friendly nudge per request
  • Requests close themselves when they pay
  • 2 tabs and 1 trip a month

Oumy Plus

$29.99/year

  • Nudges until they pay, never after 9pm
  • A crew of any size, like a 12-person league
  • Unlimited tabs and trips
  • Rent and bills, split every month
  • 0% loans to friends, with a payment plan

New accounts get a week of Plus on the house. No card needed.

Your money never touches us.

It goes from their Venmo to yours. Oumy does the math and the asking, and Face ID guards every money move.